Winter 2025


Considerations When Employees Participate in Social or Recreational Activities

 - Kevin Bartsch, Assistant Director, Workers Compensation Pool Operations

We often receive requests for information clarifying whether coverage applies when District employees participate in recreational or social activities, whether on or off school property and during or outside working hours. As is often the case, the answer is “It depends.”  Click here to read more

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Facilitate, Don't Participate

- Brenda Koch, MSGIA School Risk Manager

While this phrase often causes eye rolls, after reading this article, you may find yourself thinking, “I had no idea!” 

Reviewing MSGIA member school statistics on school staff (teachers, paraprofessionals, and coaches) who participate in physical activities with students and get injured gives me pause. As a former athlete, teacher, coach, referee, and, as one now working to stay in good shape, I understand why staff want to participate. However, as the saying goes, “Just because you can, doesn’t mean you should.” Read more

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Good Driving Equals Low Costs

 - Annette Satterly, MSGIA School Risk Manager

With winter approaching, relearning how to drive in changing conditions is important. Our goal is to reduce the likelihood of vehicle incidents and accidents, avoiding the escalating costs of repairs and potential injuries to employees and others. Read more

School Construction Projects - Addressing Unfavorable AIA Contract Clauses

- Matt Komac, Assistant Director of PC Pool Operations

When a school district undertakes a construction or renovation project, the process typically involves complex contracts, often based on standard forms provided by the American Institute of Architects (AIA). While AIA contracts serve as a strong starting point, schools should carefully review and modify them to address provisions that may conflict with the district's best interests. One of the most critical clauses to evaluate is the waiver of subrogation, which can limit the school’s ability to recover damages and reduce contractor accountability. Read more

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Thoughts to Avoid Slips, Trips and Falls

- Kevin Bartsch, Assistant Director, Workers Compensation Pool Operations

We discuss safety concerns involving slips, trips, and falls each winter. These incidents remain some of the most frequent and costly claims we handle annually. Fortunately, they are among the most preventable accidents that occur at our schools. As winter weather and storms increase, let’s revisit ways to reduce these incidents. Click here to read more