Boiler System Loss Prevention
by Matt Komac, MSGIA Assistant Director – Property & Liability Pool Operations
Everyone knows that we are dealing with aging infrastructures at our schools, and unfortunately with this situation comes an increased potential for property losses. We have seen a recent uptick in Boiler & Machinery claims that aren’t necessarily related to the age of the units but rather to the lack of preventative maintenance. Montana Law requires that all automatically fired boilers in schools must be inspected once each year. Read more
Coaches, P.E. Instructors, Volunteers, Chaperones, Recess Personnel Injuries
by Harry Cheff, Risk Management Associate
There is an adage in the workers’ compensation arena that goes something like this:
“Safety is about choices.
Most accidents can be traced back to an action or in-action.
When you investigate, you will find that someone made a choice or decision that lead to that accident!”
This guiding principle is doubtless germane to a broad range of educational situations common to our school grounds and related activities, but it’s especially applicable for those times when staff and faculty serving in their various roles as coaches, P.E. instructors, volunteers, chaperones, and/or recess monitors gamely but unwisely decide to participate in a student activity. This, in short, is when the train leaves the track, so to speak, and the adult becomes an injured player or participant rather than a safe and protective teacher, coach, or chaperone. Thus mindful of the lessons we can learn from the above adage and the often avoidable mistakes of others, one is well served to keep in mind the following reminders when supervising students. Read more